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Even if your credit score is too low to get a loan, you may still be able to obtain a credit card with a low limit and a higher than average interest rate. If your credit history is really bad, (maybe you have had a recent bankruptcy or foreclosure) a traditional credit card may not be possible. In this case, you may only qualify for a secured credit card. A secured credit card requires you to put down some a deposit against the credit you are using. Often, the amount you deposit is the same as your credit limit. The main reason to take out this kind of secured credit card is to build up your credit history and credit rating. Above you will find several partner banks and credit card companies who offer bad credit credit card solutions.